iPhone app
Capture the record
- Snap receipts from stores, utilities, repairs, and ministry purchases
- Add manual entries when there is no receipt
- Track housing and ministry expenses throughout the year
- Review AI receipt details before saving
Calibrated for clergy · IRC §107
Take a true reading of your housing allowance.
Your tax-free housing allowance is the lowest of three numbers — and most pastors have only ever watched two. ClergyTrak reads all three, does the math, and hands you one honest figure, with the receipts and documents to stand behind it.
Coming soon to the App Store
Launching soon · iPhone · Free to start · Your data stays private
Free to start · iPhone capture · Web reports · Your records stay yours
See how the third dial works
ClergyTrak · Housing 2026
You can exclude
$24,000
The lowest of your three numbers sets the ceiling right now.
Live on the App Store
Built by a pastor of 40 years
Encrypted · never sold, never trains AI
Reports your CPA can actually use
Sound familiar?
Tax season shouldn't feel like a shoebox full of dread.
Receipts everywhere
Glovebox, junk drawer, three different email folders. Half of them faded to blank by April.
What even qualifies?
Mortgage, utilities, repairs, furnishings… the §107 rules are real money, and easy to get wrong.
The IRS letter
If they ever ask you to prove it, a guess and a prayer isn't documentation. You need a paper trail.
Money left on the table
Every undocumented dollar is allowance you can't exclude — taxes you never needed to pay.
The whole idea
From glovebox receipt to board-ready proof.
- A receipt in the glovebox, fading a little more every week.
- Snap it with the app — ClergyTrak reads the vendor, date, and total.
- It files itself into your year, under the right category.
- At year-end: a clean, documented report your CPA and board can trust.
The number most pastors have never heard of
Your housing allowance is governed by three numbers. Most pastors only know two.
The amount you can exclude from federal income tax is generally the lowest of these three numbers — so any one of them can quietly cap your entire benefit. Try it: move any slider and watch the ceiling change.
What your church officially set in advance. Most pastors know this one.
What you really spent on the home — mortgage, utilities, repairs, furnishings. Receipts prove it.
What your home would rent for, furnished, plus utilities — the one almost nobody documents.
You can exclude
$24,000
Right now your documented expenses are the ceiling — receipts are the proof that raises it.
Illustration only — not tax advice.
Most pastors operate two of these dials. You now hold all three.
When Fair Rental Value comes up at tax time, the usual answer is a one-line letter from a local realtor — typically bare unfurnished rent, with no furnishings premium, no utilities, no comparables, and nothing on file showing how the number was reached. ClergyTrak documents it properly: live local rental comparables, a disclosed property profile, furnishings and utilities accounted for, and a printable source packet for your records and CPA.
How it works
Three steps. About two minutes a week.
01
Set your allowance
Enter your board-designated housing allowance once, then keep your running totals in one account.
02
Capture receipts on your phone
Snap receipts as you go. ClergyTrak reads the vendor, date, and total, then keeps the record attached.
03
Review reports on the web
Use the desktop dashboard for Fair Rental Value, year-end packets, printable PDFs, and CPA-ready review.
One account, two work surfaces
Use the app in the moment. Use the web when the numbers matter.
Receipt capture belongs in your pocket. Fair Rental Value review, source-backed reports, printing, and board or accountant packets belong on a full screen.
Web dashboard
Prepare the proof
- Review year-long housing and ministry totals on a full screen
- Run Fair Rental Value planning and Pro source packet
- Generate printable reports, year-end packets, and board-ready summaries
- Use the same ClergyTrak account as the mobile app
See it in action
Watch a year of expenses become one clean report.
No spreadsheets. No shoebox. Capture receipts in the app, then use the web dashboard to review the year, confirm Fair Rental Value, and prepare the packet your accountant can actually use.
Everything in one place
Your whole tax picture, one connected ClergyTrak account.
Housing allowance (IRC §107)
Track every qualifying housing expense against your designated allowance, with a clear running total.
Ministry expenses (Schedule C)
A separate workspace for ministry travel, books, conferences, and supplies — with reimbursed-vs-out-of-pocket tracking.
Receipt scanning
Free includes 10 AI receipt scans to keep. Plus unlocks unlimited scanning and multi-item housing selection.
IRS-ready reports
Export your free CSV records anytime. Pro creates receipt-backed PDFs, reimbursement reports, and the year-end packet from the web dashboard.
Private by design
Your data is encrypted, locked to your account, and never sold or used to train AI. Ever.
Fair Rental Value, documented
The third housing-allowance number — the one almost nobody documents. Free and Plus include one estimate a year for planning. Pro documents it fully: unlimited runs, address-level comparables, and the printable source packet.
Free to start — upgrade when you need more
Free tracks and plans. Plus does the work. Pro produces the documents.
Free keeps your records clean all year, at no cost. ClergyTrak Plus does the work during the year — unlimited AI receipt scanning and multi-item housing selection, cancel anytime. ClergyTrak Pro includes everything in Plus and adds the year-end documents most pastors have never had: receipt-backed PDF reports, the year-end packet, board-ready designation documents, and the fully documented Fair Rental Value.
Free
Keep your records
- Housing and ministry expense tracking with unlimited manual entries
- 10 AI receipt scans — yours to keep
- Web dashboard with the three-number housing allowance check
- Print your records free on the web, anytime
- One Fair Rental Value estimate per property per year for planning
ClergyTrak Plus — $9.99/month
Does the work during the year
- Unlimited AI receipt scanning
- AI housing-item selection from multi-item receipts
- The full web dashboard
- Cancel anytime — built for getting organized during the year
ClergyTrak Pro — $99/year
Everything in Plus, plus the year-end documents
- Everything in Plus — about $8.25 a month
- Receipt-backed PDF reports, reimbursement reports, and the year-end packet
- Fair Rental Value documentation with unlimited runs and printable source packet
- Board-ready designation report with sample resolution language
Compare Free, Plus, and Pro
| Feature | Free | Plus $9.99/mo |
Pro $99/yr |
|---|---|---|---|
| Manual expense entry | ✓ Unlimited | ✓ Unlimited | ✓ Unlimited |
| AI receipt scans | ✓ 10 free, yours to keep | ✓ Unlimited | ✓ Unlimited |
| Multi-item housing selection | — Not included | ✓ Included | ✓ Included |
| Housing + ministry tracking | ✓ Included | ✓ Included | ✓ Included |
| Print your records on the web | ✓ Free, unlimited | ✓ Free, unlimited | ✓ Free, unlimited |
| Fair Rental Value planning estimate | ✓ 1 per property per year | ✓ 1 per property per year | ✓ Unlimited runs |
| Receipt-backed PDF reports | — Not included | — Not included | ✓ Included |
| Year-end packet | — Not included | — Not included | ✓ Included |
| Board-ready documentation | — Not included | — Not included | ✓ Included |
| Printable Fair Rental Value source packet | — Not included | — Not included | ✓ Included |
Why I built it
“For forty years I have pastored — and for forty years I have wrestled with the same shoebox of receipts every spring. ClergyTrak is the tool I always wished I had. I built it so no pastor has to leave money on the table or sweat an audit again.”
— Stephen Bloomfield, Founder of ClergyTrak · Pastor, 40 years
Free guide
The Clergy Housing Allowance Playbook
A plain-English guide to maximizing your housing allowance and staying audit-ready — written for pastors, not accountants. It is a learning resource inside the same ClergyTrak account you use for receipts, reports, and Fair Rental Value. You'll also be the first to know the moment ClergyTrak lands on the App Store.
Open the Playbook
Uses your ClergyTrak account — no separate email signup required.
Questions pastors ask
Is ClergyTrak tax advice?
No. ClergyTrak is a tracking and documentation tool. It organizes your expenses and produces reports, but it isn't a substitute for a CPA or tax attorney, and it doesn't file anything for you.
What does it cost?
ClergyTrak is free to start: both workspaces, unlimited manual entry, 10 free AI receipt scans to keep, free unlimited printing of your records on the web, and one Fair Rental Value estimate per property each year for planning. ClergyTrak Plus at $9.99/month does the work during the year — unlimited AI receipt scanning and AI housing-item selection from multi-item receipts, cancel anytime. ClergyTrak Pro at $99/year (about $8.25 a month) includes everything in Plus and adds the year-end documents — receipt-backed PDF reports, the year-end packet, the printable Fair Rental Value source packet with unlimited runs, and board-ready documentation.
Is my financial data secure?
Yes. Your data is encrypted in transit and at rest, protected so only you can access your records, and stored on SOC 2-compliant infrastructure. We never sell your data or use it to train AI.
Does it handle both housing and ministry expenses?
Yes — two separate workspaces. Housing tracks your IRC §107 allowance; Ministry tracks Schedule C business expenses with reimbursement status. Switch between them anytime.
How does ClergyTrak handle Fair Rental Value?
Fair Rental Value is the third housing-allowance number — and it can be the real ceiling: even if your receipts are higher and your board approved a generous allowance, the excludable amount can still be limited by Fair Rental Value. Most pastors have never documented it. The common fallback — a one-line realtor letter — typically reflects bare unfurnished rent, with no furnishings premium, no utilities, and no comparables on file. ClergyTrak builds the number from live local rental comparables and a disclosed property profile. Free and Plus accounts include one live estimate a year for planning; ClergyTrak Pro adds unlimited runs plus the source packet with address-level comparable detail — a self-adopted good-faith estimate for your records, not an appraisal or tax opinion.
I'm buying a house — can I exclude the down payment?
Partly, and it works the opposite of how most pastors expect. A down payment, closing costs, and mortgage principal are qualifying housing expenses in the year you pay them. But the exclusion doesn't scale with the check: after a famous Tax Court case (Warren v. Commissioner, 2000), Congress passed the Clergy Housing Allowance Clarification Act of 2002, which caps the exclusion at the home's Fair Rental Value — furnished, plus utilities — no matter how much you actually spent. A $60,000 down payment doesn't produce a $60,000 exclusion, and there's no carryforward for the excess. The planning happens before closing: have the board raise the designation in advance, and document the purchase year's Fair Rental Value, because that ceiling is the number you're really working against. The Playbook walks through the full purchase-year strategy.
How do I get my church board to designate the right allowance?
The board must designate the housing allowance in advance, in writing — and most boards set the number as a guess. ClergyTrak Pro prepares a printable Church Board Report: your documented expenses and Fair Rental Value, a suggested designation with the math shown, and a sample resolution the board can adopt into its minutes. The board sets the final amount; ClergyTrak gives them real numbers to set it with.
What do I get to hand my accountant?
Two formats, on purpose. A CSV of the year's records for your CPA or bookkeeper to work from, and (with Pro) receipt-backed, IRS-ready PDF reports plus the year-end packet and the Fair Rental Value source packet — all prepared from the web dashboard, where the full year is easier to review before printing or sharing.
Should I use the app or the website?
Use both. The iPhone app is for quick capture: receipts, totals, and everyday tracking. The website is for the heavier review work: Fair Rental Value, full-year reports, printing, board summaries, and accountant-ready packets.
Start with the receipt. Finish with the report.
ClergyTrak is almost here. Create your account now and keep your tools connected.
Track for free all year. When it's time to prove the numbers — the receipts, the reports, and the Fair Rental Value — Pro produces the documents.